Unlocking Working Capital for Business Growth
For small and medium-sized businesses, maintaining consistent cash flow is a constant challenge. Even profitable businesses can face temporary cash shortfalls due to late-paying customers, seasonal fluctuations, or unexpected opportunities that require immediate capital.
Cash flow lending provides a vital solution, offering short-term, often unsecured, finance to bridge temporary gaps in working capital.
Cover operational expenses during slow periods
Pay staff and suppliers on time
Stock up for peak season or bulk orders
Seize unexpected opportunities quickly
Unlike traditional business loans that are secured against property or other major assets, cash flow lending is primarily assessed on the financial health and turnover of the business itself.
The key features of cash flow lending are speed and simplicity. Here's what makes it different from traditional business loans.
Lenders look for evidence of consistent revenue, typically by reviewing 6 to 12 months of business bank statements.
The application process is typically online and requires minimal documentation. Because the assessment is based on recent business performance, approvals can often be granted and funds disbursed within:
24-48
Hours
No need for complex property valuations or extensive documentation. The focus is on your business performance, not physical assets.
Minimum 6-12 months in business
Minimum $100,000+ per year
Satisfactory business credit rating
Don't let cash flow gaps hold your business back. Whether you need to cover payroll, purchase inventory, or seize a growth opportunity, we can connect you with fast, flexible business lending solutions.
Perfect For
Small to medium businesses with consistent revenue who need quick access to working capital without the delays and complexity of traditional bank loans.